I initially put it on 9 because neither do I think the card nor the deck deserves to be that high on the list in comparison to overall more impactful cards the format offers right now
Currently, I am leaning towards expecting to make a profit on my investment with the Loan Shark
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This opens up a lot of combo options in Commander, with turning into Moltensteel Dragon, pumping him up, then becoming Skithiryx, the Blight Dragon being a particular favorite among many players
I hope you enjoyed our time together
The 1/1 body isn't great though, but at least he has Ward, so he can't be pinged to be removed